WHAT WE DO
Business Protection
Business Succession Planning & Exit Strategies
We help small business owners:
- Keep a business in the family
- Replace income for family members who depend on the business
- Allow a partner to buyout the business
Buy-Sell Funding
A buy and sell agreement is a legally
binding contract, which stipulates how a partner’s share of a business may
be reassigned if that partner dies or
becomes disabled. We can help
you fund this agreement so that the
business has the necessary resources
on hand to execute the plan.
Key Person Insurance
Do you have a Key Employee who
your business depends on?
Replacing a key person takes time
and money and could cost the
business valuable clients during a
transition. This type of coverage
offers a death benefit that can ease
financial losses that occur upon
death of a key person.
your business depends on?
Replacing a key person takes time
and money and could cost the
business valuable clients during a
transition. This type of coverage
offers a death benefit that can ease
financial losses that occur upon
death of a key person.
Business Succession Planning & Exit Strategies
We help small business owners:
- Keep a business in the family
- Replace income for family members who depend on the business
- Allow a partner to buyout the business
Buy-Sell Funding
A buy and sell agreement is a legally binding contract, which stipulates how a partner’s share of a business may be reassigned if that partner dies or becomes disabled. We can help you fund this agreement so that the business has the necessary resources on hand to execute the plan.
Key Person Insurance
Do you have a Key Employee who
your business depends on? Replacing a key person takes time
and money and could cost the business valuable clients during a transition. This type of coverage offers a death benefit that can ease financial losses that occur upon death of a key person.
Business Overhead Expenses
Overhead Expense (OE) insurance
reimburses a business owner for
business expenses incurred during a
disability. This coverage helps
owners keep their businesses running
when they are too sick or hurt
to work.
reimburses a business owner for
business expenses incurred during a
disability. This coverage helps
owners keep their businesses running
when they are too sick or hurt
to work.
Deferred Compensation / Non-Qualified Retirement Plans
We offer business owners and their
employees the ability to defer part
of their income to minimize tax
liability.
employees the ability to defer part
of their income to minimize tax
liability.
401k Retirement Plans
Whatever size business you have, we
have the 401k plan to meet your
needs.
have the 401k plan to meet your
needs.
Business Overhead Expenses
Overhead Expense (OE) insurance reimburses a business owner for business expenses incurred during a disability. This coverage helps owners keep their businesses running when they are too sick or hurt to work.
Deferred Compensation / Non-Qualified Retirement Plans
We offer business owners and heir employees the ability to defer part of their income to minimize tax liability.
401k Retirement Plans
Whatever size business you have, we have the 401k plan to meet
your needs.
Special Ricks
Protect your intellectual property,
unique ability or prized possessions
with special risks coverage.
unique ability or prized possessions
with special risks coverage.
Special Ricks
Protect your intellectual property, unique ability or prized possessions with special risks coverage.
Individual Protection
Protection for Foreign-Nationals
For over 40 years, we have
specialized in meeting the financial
planning needs of our Foreign
National clients. Whatever your
residency status, we can help you &
your family get the protection
you need.
specialized in meeting the financial
planning needs of our Foreign
National clients. Whatever your
residency status, we can help you &
your family get the protection
you need.
Wealth Preservation & Tax Savings Strategies
We take a holistic approach to
sheltering your assets; working with
attorneys and CPA’s to look out for
your best interest.
sheltering your assets; working with
attorneys and CPA’s to look out for
your best interest.
Advanced Estate Tax Planning
Whether you are a US Citizen or
Foreign National, we can help you
create an Estate Tax plan that will
minimize your tax exposure. Leaving
your loved ones with more of the
money you worked hard to create.
Foreign National, we can help you
create an Estate Tax plan that will
minimize your tax exposure. Leaving
your loved ones with more of the
money you worked hard to create.
Protection for Foreign-Nationals
For over 40 years, we have specialized in meeting the financial planning needs of our Foreign National clients. Whatever your residency status, we can help you & your family get the protection you need.
Wealth Preservation & Tax Savings Strategies
We take a holistic approach to sheltering your assets; working with attorneys and CPA’s to look out for your best interest.
Advanced Estate Tax Planning
Whether you are a US Citizen or Foreign National, we can help you create an Estate Tax plan that will minimize your tax exposure. Leaving your loved ones with more of the money you worked hard to create.
